5 New Year’s Resolutions Every Homeowner Should Make for 2017

5 New Year’s Resolutions Every Homeowner Should Make for 2017

 

 

 

 

 

 

 

2016 is coming to a close, and with the new year just around the corner, people across the world are gearing up to set their intentions for the upcoming year in the form of New Year’s Resolutions. And while you’re bound to make at least one standard resolution (like “finally get in shape” or “eat more vegetables”), as a homeowner, there are some home-specific resolutions you’ll want to think about to get the most out of your property and the experience of owning a home this upcoming year.

Here are 5 New Year’s Resolutions every homeowner should make for 2017:

1. Bump Up Your Mortgage Payments

If you have any sort of expendable income in 2017, you might want to think about putting it towards your mortgage. Making extra payments on your mortgage can have a huge impact on the total you end up paying out over the course of the loan. It can also shorten the amount of time you’ll be saddled with payments and can have you owning your house free and clear sooner than you expected.

The more you can contribute, the better. But even if you can only make a few extra payments per year – do it. Those extra dollars will add up and end up saving you serious dollars in interest over the course of your mortgage.

Create a 2017 budget and look for any areas where you can shave a few dollars, like your daily trip to the coffeehouse or an expensive gym membership. Then, re-purpose that cash and put it towards paying down your mortgage faster.

2. Explore Refinancing

2016 saw near record low interest rates on mortgages, and while they’ve slowly crept up towards the end of the year (current rates are around 4%), they’re still HALF of the average interest rates over the past 40 years (which averaged at 8.45%).

If you haven’t refinanced your mortgage recently, now is the time to do it. With a new president taking office, the economy may shift, and interest rates may rise.

Talk to your loan officer about refinancing and getting a lower interest rate. And if you’re in a variable rate mortgage, shift over to a fixed rate mortgage and lock in the low interest rates while you can.

3. Review and Renew Your Homeowners Insurance

A lot of homeowners roll over their insurance year to year, but if you haven’t reviewed your policy in a while, you might be missing out on some money-saving opportunities.

Shop around and get quotes to see what rates are competitive in the current market and if you’re paying more, see if your current company will match the lowest quote. If you have a stand-alone policy, think about bundling your auto and homeowners insurance with one company. Insurance companies will often offer discounts for customers who hold multiple policies. If you’ve made any major improvements to your home that could impact the insurability of your house (like clearing trees, installing a high tech security system or adding storm reinforcements), let your agent know. Improvements can often lower your premiums.

4. Declutter, Declutter, Declutter

While spring is traditionally the time for organizing (in the form of “spring cleaning”), there’s no better time for a fresh start – and a more organized home – than the New Year.

Cleaning out closets, getting rid of things you no longer want or need and taking a more minimalist approach to life can have huge benefits. Not only will your home look better, but you’ll also FEEL better as a result. Messy, cluttered homes can cause increased stress and anxiety, making it much harder to relax and enjoy your space. Clutter has also been shown to decrease creativity, productivity and focus, so if you want to have a happy and productive 2017, it’s time for the stuff to go.

Plan a day to go through all of your closets, cabinets and storage space. If you’re not actively using something, get rid of it. The benefits you’ll reap from decluttering will far outweigh the value of the things you get rid of.

5. Get Up To Speed On Safety

The new year is the perfect time to review the current state of your property and take any precautions necessary to ensure that you’re safe in the upcoming year.

Test your smoke and carbon monoxide detectors and replace them if necessary. Check your house for radon, a common, carcinogenic gas that can increase your chance of lung cancer (you can pick up a radon testing kit at a local hardware store for less than $10).  Meet with your family to review emergency evacuation plans in case of a fire, flood or other emergencies.

With these 5 resolutions, you’ll get the most out of your property – and of owning your home – in 2017 and beyond.

8 Scams to watch out for this Holiday Season

Holiday Fraud_FB Social Media_Layout 18 Scams to Watch Out For This Holiday Season

 

The holidays are a happy time for celebrating with family, friends, and co-workers. Unfortunately, this time of year can also be turned sour by a wide variety of clever frauds, unauthorized debit and credit card transactions, and bogus person-to-person scams. By the end of 2015, individuals, retailers, charitable donors, and companies were victimized to the tune of $1.5 billion… and that number is expected to have gone up in 2016.

 

Just as you protect your home with an alarm system, you should set up defenses for your credit and identity. During the holiday season, fraudulent activity spikes, but here’s how to protect yourself from the eight most common scams.

 

Big Data Breeds Data Breaches

 

Big data during the holidays is great for marketers; it’s a bonanza of consumer information to use to lure shoppers to Black Friday deals and the like. However, while companies wrangle in the chaos of holiday orders, scammers search for weaknesses in a company’s cyber-security. According to a top executive at one of the leading credit bureaus, “Data breaches are inevitable and most consumers are vulnerable to identity theft… especially during the holidays.” In fact, 25% more consumers were affected by identity theft during the holidays in 2015 than in 2014!

 

The best way to reduce your risk of data breaches is use cash for all your purchases. According to a survey by TransUnion, however, only 20 percent of shoppers plan to pay with cash. If you’re part of the 80 percent using plastic, use a credit card instead of a debit card. You have more purchase protection using a credit card than a debit card if a data breach occurs or fraud happens.

 

Other protections from data breaches include:

 

  • Using a low-limit credit card for online purchases so you can detect fraudulent activity.
  • Utilizing services like PayPal to lower the risk of your card information being lost at the retailer.

 

Package Theft

 

E-commerce is great for holiday shoppers… but it’s also great for thieves. Last year, Insurancequotes reported that 23 million people had packages stolen at their front door!

 

To prevent this from happening to you, have your packages delivered to your office or delivered to a pick-up area such as a UPS store or Amazon Locker.  You can also set up tracking notifications so that you know when to expect delivery.

 

And while you’re waiting for your packages, be on the lookout for this scam: a note on the front door saying you have a package waiting for pickup. The note asks for a call, often to a pricey number that leaves you on hold for a long period while they collect premium phone rates, or it leads to a person asking for details on your personal information to “verify your identity.” If the note isn’t from a shipper you recognize, or if the Googled number isn’t found, don’t get involved.

 

Online Shopping Scams

 

The big brother of package thievery is the online shopping scam. Phony online stores lure shoppers in through searches and online ads, enticing you with low-priced, high-quality items. These “bargains” cost you not only money, but also hours of time trying to fight the fraudulent transaction. To put salt in the wound, once these websites nab your personal information, they often also infect your computer with malware that compromises your login to your online bank.

 

To avoid the pitfalls of the fake online merchant, only purchase from retail names you know and trust. You could also Google the site and look for reviews. Yelp is a legitimate site for reviews as is the Better Business Bureau. Before you make a purchase online, double-check that “https” appears in the URL, which signifies that the site has passed stringent security compliance standards.

 

Poisonous Holiday E-Cards

 

E-cards are popular during the holidays because they’re a free, fun, and easy way to catch up with friends and family members. But beware because it’s just as easy for scammers to use fake e-cards to steal your personal information. A lot of fake e-cards you may get are from your hacked address book or the hacked address book of someone you know. At first glance, the card may look legitimate, but once you open it, you’ve been phished.

 

The only way to avoid this from happening is paying attention to detail. The number one tell of a fake E-card is any kind of misspelling. The URL will have a subtle misspelled word or your friend’s name is misspelled. Usually the misspelled word will contain a number: T1msmith@comcast.net for instance.

 

Fake Apps

 

ConsumerAffairs is reporting a huge spike in fake apps. Scammers are using fake retail and product apps found in Apple’s App Store to steal unsuspecting consumers’ financial information. Many of these thieves rip off company or brand logos to make the fake app look real. So before you get that convenient retail or product app, make sure it’s legit.

 

Just as with fake e-cards, fake apps will seem normal until you start looking at the details. Before you download that convenient retail or product app, make sure you check for the following:

 

  • A nonsensical description
  • No reviews
  • No history of previous versions

 

 

Gift Card Scammers

 

Scam artists skim or copy the codes on the back of gift cards before they’re bought. After the card has been activated, the scammers drain the card’s funds.

 

To prevent yourself from becoming a victim of compromised gift cards, buy gift cards displayed behind store counters, make sure preloaded cards are still loaded, and make sure the protective scratch-off strip is flawless.

 

Malicious Charities

 

During the holiday season we all feel an extra sense of giving. Grifters and thieves play on this sensibility by creating false charities and hitting you up on Twitter, Instagram, and in your e-mail inbox.

 

There are online resources to help you verify the legitimacy of charities. The website Charity Navigator is a non-profit organization that rates over 8,000 U.S-based charities operating throughout the world. Another way to get free reviews and evaluations on national charities is through the Better Business Bureau’s Wise Giving Alliance.

 

Corrupted Wi-Fi

 

You’ll probably hit the mall this holiday for some in-person price checking, and you’ll probably have your smartphone, laptop, and/or your iPad with you. Please be careful because skimmers and scammers love to manipulate Wi-Fi signals in places like malls and coffee shops to gather your financial information. These people create Wi-Fi signals that mimic the signal you use, then hack your info when you connect to it.

 

To protect yourself from Wi-Fi manipulators, just don’t make online purchases with your credit or debit card when you’re in a public space.

 

Who Should You Turn To?

 

If you catch the trouble soon enough, credit or identity fraud can be an inconvenience. If you don’t, however, one instance can have long-term impacts. If, for example, someone bought an appliance using your name while you were trying to refinance your mortgage, then you might not get approved for the loan!

 

If you’re curious to know if you’ve been affected, or if you know your credit is in disrepair and need help fixing it, please let us know so we can refer you to our recommended professionals.

 

 

 

Was it you who needed a 5 BR home?

Was it you who needed a 5 BR home?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Need space? It is here with lots of character!

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Check out the interactive floor plan/virtual tour; you’re going to love this place!

 

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This custom kitchen is simply amazing!   So many nooks and crannies, and great storage!

 

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Five bedrooms, room for all the family plus your hobby!

 

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Yard is beautifully landscaped with 3 garden ponds, lots of flowers for every season. Brick patio in the shaded, fenced back yard.

 

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2 car garage (wired for 220) with fenced in area behind garage for bikes, riding mower,, 4-wheelers, etc.

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This home should qualify for most types of loans.  Come check it out!  One of the Realtors at Advantage Real Estate would be glad to help you!  660-263-3393

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Puppies for Sale

Puppies for Sale

 

 

 

 

 

 

 

 

A store owner was tacking a sign above his door that read “Puppies for Sale.”  Signs like that have a way of attracting small children, and sure enough, a little boy appeared under the store owner’s sign.  “How much are you going to sell the puppies for?” he asked.

 

The store owner replied, “Anywhere from $30 to $50.”

 

The little boy reached in his pocket and pulled out some change.  “I have $2.37,” he said.   “Can I please look at them?”

 

The store owner smiled and whistled, and out of the kennel came Lady, who ran down the aisle of his store followed by five teeny, tiny balls of fur.  One puppy was lagging considerably behind.  Immediately the little boy singled out the lagging, limping puppy and said, “What’s wrong with that little dog?”

 

The store owner explained that the veterinarian had examined the little puppy and had discovered it didn’t have a hip socket.  It would always have a limp.  It would always be lame.  The little boy became excited.  “That is the little puppy I want to buy.”

 

The store owner said, “No, you don’t want to buy that little dog.   If you really want him, I’ll just give him to you.”

 

The little boy was quite upset.  He looked straight into the store owner’s eyes, pointed his finger and said, “I don’t want you to give him to me.  That little dog is worth every bit as much as all the other dogs, and I’ll pay full price.  In fact, I’ll give you $2.37 now, and 50 cents a month until I have him paid for. ”

 

The store owner countered, “You really don’t want to buy this little dog.  He is never going to be able to run and jump and play with you like the other puppies.”

 

To this, the little boy reached down and rolled up his pant leg to reveal a badly twisted, crippled left leg supported by a big metal brace.  He looked up at the store owner and softly replied, “Well, I don’t run so well myself, and the little puppy will need someone who understands!”

 

Source:  Chicken Soup for the Soul (Canfield & Hansen)

10 Recipes for a Peaceful Christmas Season

by Joyce Meyer

Christmas is a beautiful and amazing time of the year—at time to celebrate the birth of Christ. One of the ways we do that is by giving and receiving gifts. But we live in a society where “being too busy” is applauded. And so it’s very easy to get wrapped up in the buying and the planning and the “business” of Christmas. Ironically, when the day finally arrives, we’re unable to enjoy it!

 

 

 

 

 

If you’re like me, you have something better in mind. You know that fullness of joy is found not in presents, but in God’s presence (see Psalm 16:11). That’s the magic of Christmas that makes us come alive! …So slow down, get quiet, and take time to soak in God’s presence.

Problems will arise and people will frustrate and/or disappoint you. There is no way to be alive and avoid that. But you can balance out the bad with the good by spending quality time with God and indulging in a few of the simpler pleasures of the season.

If you find yourself struggling with too much intensity, try a few of these simple “recipes” for a less stressful, more fulfilling celebration.

1. Take a deep breath.

The Spirit of God has made me; the breath of the Almighty gives me life. — Job 33:4 NIV

2. Read something uplifting.

…Turn your ear to my words. Do not let them out of your sight, keep them within your heart; for they are life to those who find them and health to one’s whole body. — Proverbs 4:20-22 NIV

3. Listen to praise and worship music.

Worship the Lord with gladness; come before him with joyful songs. — Psalm 100:2 NIV

4. Go to bed on time (maybe even a little early).

It is vain for you to rise up early, to take rest late, to eat the bread of [anxious] toil—for He gives [blessings] to His beloved in sleep. — Psalm 127:2

5. Spend time with a close friend.

Carry each other’s burdens, and in this way you will fulfill the law of Christ. — Galatians 6:2 NIV

6. Enjoy a delicious, nutritious meal.

Dear friend, I pray that you may enjoy good health and that all may go well with you, even as your soul is getting along well. — 3 John 1:2 NIV

7. Write down your worries…then throw them away.

Casting the whole of your care [all your anxieties, all your worries, all your concerns, once and for all] on Him, for He cares for you affectionately and cares about you watchfully. — 1 Peter 5:7

8. Make a list of things you’re thankful for.

Thank [God] in everything [no matter what the circumstances may be, be thankful and give thanks], for this is the will of God for you [who are] in Christ Jesus [the Revealer and the Mediator of that will]. — 1 Thessalonians 5:18

9. Get outdoors for a while.

The heavens declare the glory of God; the skies proclaim the work of his hands. — Psalm 19:1 NIV

10. Be playful and laugh a lot!

A cheerful heart is good medicine…. — Proverbs 17:22 NIV

 

This Was From an Ann Lander’s Column……

We don’t know the author, but we loved the essay. Enjoy!

If a dog was your teacher, you would learn stuff like:

When loved ones come home, always run to greet them.

Editable vector silhouettes of a man welcomed home by wife, children and dog with all figures as separate objects

When it’s in your best interest, practice obedience.

Let others know when they’ve invaded your territory.

Take naps.

Stretch before rising.

Run, romp, and play daily.

Avoid biting when a simple growl will do.

On hot days, drink lots of water, and lie under a shade tree.

When you’re happy, dance around, and wag your entire body.

Delight in the simple joy of a long walk.

Eat with gusto and enthusiasm. Stop when you have had enough.

Be loyal. Never pretend to be something you are not.

When someone is having a bad day, be silent, sit close by, and nuzzle them gently.

Call Advantage Real Estate for advice on how to sell your home quickly and at the highest possible price.  660-263-3393

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Exterior House Renovations that Increase Property Value

Exterior House Renovations that Increase Property Value

Making home improvements can increase the resale value of a home significantly, especially with the improvement of the exterior parts of the homestead. However, many people do not know how to enhance the value of their homes. So I thought I’d share some tips on how to increase property value by enhancing its exterior appeal.

  1. The front door

The front door is the focal point of a home’s visual appeal. A buyer can tell the quality of the house by looking at the front yard. You need to dress up your front door to make it visually appealing. Take a step or two back and look objectively at your front door like this was your first time there.  Get rid of the rusty stuff at the sides of the doorstep, and use a polish to clean the door fixtures. Make sure the flowers adjacent to the front door are neat and fresh. Use beautiful colors to add more life to the front-yard. For instance, you can paint the door with a blast of red color supplemented by a white color at the background.

  1. Make sure the driveway is neat

If your home already has a driveway, ensure it is neat. Work on a fresh coat of asphalt, if it is worn.  Ensure that the weeds are trimmed from the sides.  This makes a big impact on curb appeal.

  1. Invest in outdoor lighting

Add some outdoor lighting in your yard to increase its value. Most buyers prefer a secure environment where they can do what they love despite the time of the day. Lighting not only make them feel secure, but it also scares away burglars. You can buy cheap low-voltage lighting, or you can go with some accent lighting on the trees and the walking path. Add a solar panel to make lighting more energy-efficient.

  1. Create a garden

A spark of color adjacent to your house creates an inviting appeal.  A container garden is a viable option because it will save you from constant weed invasion.  Add beautiful flowers to make the garden more colorful. Ensure you symmetrically arrange the contents of the garden to create a vibrant setting.

  1. Wash the siding

Don’t neglect the siding on your house.  Get rid of the dirt and the dead leaves from the roof. Clean up the walls with a tough brush and a suitable detergent. Work from the bottom to the top and leave no stones un-turned. Also, renew the painting and trim the side flowers for additional curb appeal. The steps tips discussed above are the best home improvement investments you can ever think for. You don’t have to hire a professional to have a successful exterior house renovation, as you can do it yourself. If you do it properly, your home’s resale value will increase significantly.

It’s The Holiday Season

What’s the top reason to sell your home during the holidays?

 

Every year about this time we see a lot of sellers take their homes off the market.  They don’t want to move during the winter.  They don’t want anyone to look during the Christmas holidays.  The kids will be on vacation from school.  You get the idea, and so do I.  But let me share this nugget with you:  “there are still motivated buyers out there during the winter months that need to select and buy a home.”   And if yours is still on the market, then yours may be what they select!

We can work around the freezing weather conditions.  No one wants to move during an ice storm.  We get that.  Everyone is normally very workable during this season.  We have sellers planning to list their homes soon (still).  I’m anxious to meet that buyer who has a very narrow window of time to select and close on his/her next home!

We’ve had some record busy fall and winters these past several years in the Moberly, MO real estate market.  Interest rates are still low, loan programs are available with no-low-some-20% down programs.  (Made you smile, didn’t I?)  This means that there are programs with no down payment, low down payment, some down payment, and of course, if you can put down 20% or more, that is optimal.

Feel free to share this with your friends who may be thinking of selling.  We’d love to hear from you!

When You Are Under Contract to Buy…………..

Today something happened at the office I hope will not happen again…

One of our buyer’s lender informed us that the underwriter had checked her funds to close, and that her account was short some sum of money.

The loan officer advised the young buyer that she could obtain a gift from a relative.  Fortunately, her dad had funds and was willing to “gift” them to her.  What the buyer failed to pass on to the dad was that his “gift” funds had to be sourced.  What that means is that the underwriter needed proof of where the funds had come from.  They needed a copy of the giftor’s bank statement to show where the funds had come from.

Needless to say, the father was not willing to provide his bank statement.

 

Only a miracle could save this.

We talked to the loan officer, and I recommended he gently explain again to the buyer/daughter WHY this was needed.  After all the terrorist activity in our nation, the lending rules have changed.  For the stricter.  This applies to all loans sold on the secondary market.

Well, dad came through today and provided his bank statement.   The loan officer has given us a clear to close!  Thank you God!

And you wonder what we Realtors do all day?  LOL

We wear lots of hats and put out lots of fires.  But at the end of the day, we make homeownership happen!

Call your favorite agent at Advantage Real Estate in Moberly, MO.  We’d love to help you or a friend you refer to us!  660-263-3393

Home Selling Mistakes to Avoid

Home Selling Mistakes to Avoid

  1. One of the hardest things I’ve observed during the past 25 years is when sellers tell their real estate agent the price they want to sell their home for — and the agent agrees.  The part that confuses me is:  does the agent not have the courage to tell the seller where the pricing is in the market, or are they just doing what we call in the business, “buying a listing?”  This is when an agent accepts an inflated price, hoping the seller will later reduce the asking price.   You deserve to see market comparables and know that your house is priced within the correct range.

 

 

  1. You weren’t educated about the process of selling your home.  Who likes surprises anyway?  It’s important to have an agent who can teach you the process from list to sale.  And what happens in between.  Feedback is my number one goal.  I strive to give prompt feedback from showings.  If I were selling my house, I’d want to know if the folks who looked at it had any interest, did they have any comments to pass along, or did it just not suit them?

  1. You didn’t take time to prep your house for resale.  It’s important to deep clean, de-clutter, and make repairs as needed, as well as effective staging.   The decluttering and staging is difficult when you live in a home, but it’s what makes the most impression with prospective buyers.  They want to see if they have room for all their stuff!

 

 

  1. Your home wasn’t presented well – This begins with how well you present your home for sale, how well your real estate agent photographs your home, and how well it’s blasted across the internet.  It’s amazing to see some photos many people present online.  I always wonder if the listing agent sent a link to the homeowner to approve?  Professional photos are a must these days!

 

 

  1. Along with #4, I normally like to help a prospective seller by giving a list of some suggestions to achieve prior to listing.  It’s great to put this on the refrigerator with a magnet, however, prior to taking photos, be sure to take ALL of the photos and magnets OFF the refrigerator.  It’s amazing what a distraction this can be online in the kitchen photos…

 

  1. You listened to your neighbors, friends and family about how you should price your home.  Would you visit a foot doctor if you had heart palpitations?  Seek the advice of a trusted real estate professional, always.  Ask your friends, neighbors, and family for a reference.  Someone they trusted.  Someone who gave prompt feedback, someone who was honest with them even when it “hurt.”  Someone who knew their contracts like the back of their hand.  That’s really why you hire a real estate agent anyway, isn’t it?

 

 

That’s just a small list, but I think I’ve hit most of the “big” things.  In my years of selling homes as a Moberly, MO Realtor, and servicing Randolph County, MO and surrounding communities, I can’t tell you the number of times I’ve seen such mistakes made when they could have been completely avoided.  Use this list as a guide so you can have a smooth transition next time you have a  need to sell a home.  Print it off, save it to your computer, pin it to your “home selling” board on Pinterest.  Disclaimer:  if you put it on your refrigerator, make sure you remove it before you sell your home, as a clean refrigerator with nothing pasted all over it is also a must when it’s time to sell!  LOL

 

As always, hiring a hometown Realtor from Advantage Real Estate is a good move!  660-263-3393

Recycling Household Hazardous Waste

I spent last Saturday morning with Geri Blakey from the City of Moberly Household Hazardous Waste recycling program.   Boy, it was an enlightening time!    First off, if you haven’t heard, the City of Moberly has a recycling program where you can bring your unused paint, stains, varnish, household chemicals, pesticides, yard chemicals, and they will recycle it!

 

Now it sounds easy, but a lot of work goes into this…first off, someone brings in a load of used paint, for example.  Geri will  help you carry it in.  She weighs everything so she can see what comes in and what goes out.  She told me that she recycled approximately 4 tons of paints last year, and is on target for a similar amount this year.

 

I know what 360 pounds of paint feels like.  I helped clean out a basement of a house I’m helping to sell.  There were at least 40 gallons of paint cans left from a prior owner.  Up and down the stairs for what felt like a zillion times.  It was a good workout.  Good thing the weather was cooler!

 

So Geri will weigh the product and have you fill in your name and address, so she can monitor where her program is reaching to.  I was amazed at how many “regulars” she had come by to see what she had that they could reuse.  Often she has art teachers from local schools and colleges come by to get supplies.  This helps in their “budget.”  Last Saturday there were several couples come by to get paint so they could repaint the inside of a place they were renting or buying for their kids.  The supplies she recycles are all free!

 

I was amazed that she had lots of shades of stain.  How many times has my husband gone to the local hardware store to buy some stain for a small project?

 

This place will accept used batteries, cell phones, and oils of most types.   I was surprised at accepting oils.  Geri told me she takes the used oil to the street barn, and they burn oil in their furnace.  So it all gets used!

 

If you haven’t discovered the Hazardous Household Waste center yet, bookmark this.  It’s next door to the dog pound, the building with the green metal roof just off the outer road past the Assembly of God Church in Moberly, MO.  Normally she is open from 8 to noon on the second Saturday of the month.  In November, she will be open on the first Saturday due to the second Saturday being the craft show at the Activity Center.  She’s having a display with rain barrels.  She keeps busy!

 

Call Geri Blakey at 660-263-7164 or email at gblakey@cityofmoberly.com if you have any questions.

This public service announcement courtesy of Jane Loeber, Advantage Real Estate.

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Two Story Dream House

Two Story Dream House

Don’t you  just love those “older” homes with character?  Well, take a peek at this one, located in Moberly, MO.

Gorgeous woodwork and impressive stairway invite you in to this approximately  2750 sq ft  home.

Oversized front living room with tall ceilings, crown molding, and new carpet.

The huge country kitchen will be a favorite spot!  Lots of room for the family to gather here…

This is the huge master bedroom with two closets.  All four bedrooms are on the same level, upstairs.  There’s even a balcony to watch the world go by from upstairs!

Nice privacy fenced backyard surrounded by perennial plantings.  A great place to unwind after a busy day!

This home features 4 BR 2 BA, and a detached 1.5 car garage with opener.  Central heat and air and modern bathrooms!  It’s at 406 S. Williams St., Moberly, MO.  This listing is provided by Advantage Real Estate, 660-263-3393.  MLS # 16-358.

September Market Update

Monthly Market Update

September 2016

Market Update – According to Randolph County Board of Realtors

27 Residential Properties Sold

$99,900 Average Sale Price

$105,274 Median Sale Price

Over $2.84 Million in Dollar Sales Volume

Market Update

Monthly Market UpdateAugust 2016

Market Update – According to Randolph County Board of Realtors

25 Residential Properties Sold

$113,331 Average Sale Price

$125,258 Median Sale Price

Over $2.89 Million in Dollar Sales Volume

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Best Time to Sell??

When Is the Best Time to Sell a House? 

 

I get this question a lot.  I wish there was a “magic” answer.  Years ago it used to be said that the “hot” market was May to September.  But in the Central Missouri region where we live, it can vary.  Yes, spring and summer are “typical” times people like to move.  School’s out, weather’s good.  But I’ve had people tell me they didn’t want to close in July or August because it’s “too hot!”  Go figure!

 

At Advantage Real Estate, we’ve had some really good fall and winter seasons lately.  When is the right time to sell your house?  When YOU’RE ready!  There are buyers all through the year.  Maybe less when winter comes, but in my nearly 25 years in this business, I can say we have more MOTIVATED buyers in the winter than would normally be expected!  Their house may have just sold; they may have just moved here and need a new place to call home.  People buy and sell all through the year, not just when it’s convenient.

 

So here’s a few tips on what to do first…

Call your favorite Advantage Real Estate agent.  He/she will guide you through the steps in getting your house ready to sell.  Maybe there’s a few touch-ups needed, decluttering, or a room or two to paint.  Maybe a pre-home inspection is in order… If this will improve your resale value, are you willing?  We’ll help guide you.

 

Ask good questions about what we can do for you…what exposure will your office provide?  Does your office offer MLS exposure in the Columbia, MO area as well as the Randolph County area?  What about internet sites? Which sites do you utilize?  What about keeping in touch with feedback after showings?  These are all good things to discuss with your agent.

 

Lastly, be sure to look at accurate comparable sales within the past 6 months to a year old.  Anyone can set a price on a home, but will it realistically appraise for the asking price?  We want to get it SOLD, not just sit on the market.  Hopefully you’ll agree!

 

We’d love to hear from you!  660-263-3393

How Important are Reviews to You?

I was wondering what thought a potential buyer or seller puts into the process when deciding which real estate agent  to work with…..

Do you call the agent who has the listing?

Or just the one that happens to answer the phone at the real estate office?

Or do you look at the REVIEWS posted online such as on Zillow.com, Trulia. com, or Realtor.com?

How do REVIEWS play into your decision making??

 

I know when I’m online looking for an appliance, or even a piece of clothing, I look for the reviews and see what others have thought of the product.  When you are shopping for an appliance do YOU read the reviews before looking or buying?

Making a real estate sale or purchase is such a huge event in a person’s life, wouldn’t you want the best?

I challenge you to check out reviews from the agents at Advantage Real Estate in Moberly, MO.   Many of our team has reviews posted on Zillow, Trulia, and Realtor.com!

Lots of people like the charm of an older home, do you?

Lots of people like the charm of an older home, do you? 

Nicely updated, clean and move-in ready!

Affordably priced, this 4 BR 2 BA home offers large bedrooms with good sized closets

and two updated bathrooms

There’s plenty of storage in basement!

Sunlight entering the rooms brings positive vibes!

On street parking and wooded ravine behind the house.

$2000 appliance allowance can be negotiated w/acceptable offer.

Call your favorite agent at Advantage Real Estate; we’d love to help you make this yours! 660-263-3393

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Market Update !!!

Monthly Market UpdateFor the month of July, 2016…

24 residential properties closed/sold.

45 pending sales as of 8/2/16

120 active listings as of 8/2/16

All according to the Randolph County Multiple Listing Service

Let Advantage Real Estate guide you through the process, the market’s active!

660-263-3393

Things to do in Moberly…

Have you discovered Sugar Creek Lake?

 

Sugar Creek Lake is a 320 acre lake situated in a wooded area north of Moberly.

 

It has a concrete boat ramp with easy access.

The lake has populations of bass, catfish, crappie, and sunfish.

 

There are picnic areas and a few nice strolls along the dam and gravel roads that are near the banks of the lake.

 

And by the way, there’s an amazing chateau-style home tucked atop a hill overlooking the lake.  If you like the idea of seclusion, check this one out!

http://tour.spherotours.com/415493

We’d love to hear from you!

Great layout for your growing family!

 

I love creative floor plans…take a look at this one!

There’s currently 4 bedrooms and 2 full baths.  The lower level is currently the master suite.  It could also be a great second family room, you decide!  Maybe 3 bedrooms and 2 baths can work for your family…

 

When you first walk in, you’ll love the light that brightens the living room!  And a large picture window that looks toward Rothwell Park!  Such a nice neighborhood, surrounded by great homes!

 

Put your supper in the crock pot and say “welcome home” every evening when you get home from work!  Who wouldn’t love this kitchen?  I can almost smell supper cooking…

 

There’s 3 bedrooms and a bath on the upper level.  All together like they should be!

 

Best part is it’s so close to the walking trail at Rothwell Park.

 

And this shaded patio area/side yard!  Relax after a long day under the shade trees!  Room for the kids to play here…

 

It’s got a newer roof, recently painted exterior, and it’s so affordably priced at $114,900.  Let us tell you about some low or no down payment programs that this home should qualify for!

 

Want a Private Setting?

Want a Private Setting?

This ranch home in Homestead reflects classic taste and sophistication.

Call it a 5 bedroom or 4 plus a home office. Yes, there’s over 3900 sq ft. of incredible space.

This is a home with everything you expect, including the most beautiful wooded setting near the end of a cul-de-sac.

Huge family room on the lower level, walkout to the patio and great storage.

The sunroom on the main level will be your favorite spot.

A great view and lots of windows to sit back and relax…

There’s even a 3rd garage under the house for your lawn mower and tools as well as a tool room.

Check out the online virtual tour and interactive floor plan, then call your favorite Advantage Real Estate agent! 660-263-3393

http://tour.spherotours.com/557103?idx=1

Stately Brick Home!!

Love those Stately Brick Homes?

Located at the end of a dead-end street with woods as your back and side neighbor you’ll find this fine home at 719 Flower Lane  in Moberly, MO.

There’s plenty of room in this spacious 3 story home – over 4000 sq feet plus unfinished walkout basement!

A huge, I mean huge formal dining room too!

There’s 5 bedrooms in all, 2.5 baths.  Built in dressers in many bedrooms…

A HUGE country kitchen  was a selling point for this home!

You’ll enjoy the screened in porch overlooking a woodsy view!

In-ground pool ready for some summer fun!

The 3rd floor can actually be an in-law suite or apartment for a college kid, or a really cool ”Narnia” type escape; you decide!

There’s lots of charm and character you just can’t duplicate!

Check out the virtual tour and floor plan with this link!

http://tour.spherotours.com/559233?idx=1

We’d love to show you around!

Did you know?

I learned a really cool thing today…saw it in the newspaper, the Moberly Monitor Index!

The Moberly library has launched an online legal form service for its patrons.

I searched on Google “Moberly Public Library” and found the website (this almost seems like cheating, it’s so easy)!

Then on the front page of the website was an article about the new legal form services being offered.

I found my library card (yes, it’s been awhile), entered my card number, name and information and created my user name and password.

I’m hoping this is useful for many of our friends in the area!  Feel free to share!

Here’s a sampling of what you can do online:

Wills & Power of Attorney

Real Estate Forms

Service Forms

Partnership and Joint Venture

Limited Liability Company (LLC)

Business and Corporate Forms

Sales Forms

Rental and Lease Forms

Eviction Notices

  • Landlord

Notice of Lease Violation
Notice of Rent Increase
Notice of Termination
Notice to Pay Rent or Quit
Notice to Quit

Tenant

Notice of Intent to Vacate Premises
Notice to Repair
Termination by Tenant

Music and Entertainment Forms

Intellectual Property Forms

Employment Forms

Cohabitation and Common Law

Marriage & Separation

Child Consent Forms

Loans, Debt, and IOUs

Other Forms

Here’s the direct link if you want to check it out:  http://www.little-dixie.lib.mo.us/?p=1468

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Your Private Escape

Private Chalet on Sugar Creek Lake! This is a one-of-a-kind opportunity to own your piece of heaven on earth!

The owners love the private setting!  You see, it’s located on a hidden corner of the world, atop a hill.  The lake views are amazing, the sunsets even better!

This 4 BR 3 bath A-frame has a huge great room on the second level with a walk-out deck cascading to a patio area below. It’s a great area if you love to entertain!  The second level can also be accessed from the back side via ground level, which make this perfect for an in-home office setup, in-law setup or a simple way to access the second level with no stairs.

Tranquil setting with complete privacy, surrounded by trees and awesome view of the lake. You may even catch a view of the bald eagles that nest on the lake!  There’s a public boat ramp nearby too!

Two bedrooms on the ground level, 2 bedrooms on the second level, and a loft for who knows, another adventurous bedroom area?

You can view the interactive floor plan and virtual tour here:  http://tour.spherotours.com/415493

Contact  Advantage Real Estate to know more about this fine property!  660-263-3393

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Railroad Days!

Railroad Days

Railroad Days!

The annual Railroad Days event kicks off today, June 7th and runs through June 11th.

This year Moberly is celebrating its 150th birthday!

The event is free and is open to the public.  It’s such a hit in our area, because it’s a small town fair; sort of a heritage festival for our community…  People can bring their kids, there’s carnival rides (there’s a cost for this), great food vendors, and other special events to watch and participate in!

Armbands for Railroad Days Carnival will be available at a discounted rate of $20 at Art’s Appliance and Moberly Area Chamber of Commerce Monday Tuesday and Wednesday during normal business hours. They can be redeemed at the carnival for all you can ride during any of the night sessions or Saturday afternoon. Armbands are $25 Starting Wednesday evening and will be available at the ticket booth.

Tonight the Moberly Community Theatre presents “The Follies.”  It’s a ticketed event held at the Municipal Auditorium.  Song, dance, comedy, and story.  “That’s Entertainment.”  Let the memories live again!  Tickets are available at the Moberly Area Chamber of Commerce office or at the door.

Don’t miss this year’s Sycamore Queen beauty pageant where guys with great big hearts dress real fancy to raise money for their favorite charities. Thousands of dollars have been raised for American Cancer Society, Safe Passage, and many more over the 10 plus years of this fun event. Saturday June 11th at 5pm on the Railroad Days Stage.

 

FREE Entertainment at Railroad Days:
(All times listed are approximate.)

Wednesday 7pm Becky Blackaby followed by Mainstream Blues at 8:30 pm

Thursday 7pm Loaded Chamber

Friday 6pm The Follow; 8pm Fender Benders

Saturday 1:30pm FLF Praise Band; 3pm Time Times Two; 5pm Sycamore Queen Contest; 6:30pm Next of Ken; 8pm Ampliphonic

Railroad days food vendors