5 Must-Do’s Before Buying a House

 

 

 

 

 

 

 

 

 

 

 

If you’re ready to begin the journey of homeownership, it is important to cross a few items off of your to-do list before hunting for the perfect house. Buying a home is a process, and you want to be as prepared as possible. Here are a few steps to take that will get you ready to buy a home.

1. Get your money straight.

A year to six months before you begin the buying process, find a lender and have them pull your credit. This will give you insight into what you expect and what you may need to mend before you can make the purchase that you want to. Your lender will be able to let you know what you qualify for based on your income at the time so that you can look for homes within your price range when the time comes.

2. Decide where you are willing to stay a while.

A home is a commitment. You can always resell, but with the transaction fees that come along with buying a home, you may end up losing equity if you try to sell your home quickly after buying it. If you don’t think the home is somewhere you can see yourself for several years, keep looking.

3. Don’t hesitate to take your time.

There is a lot more to the purchasing process than just buying a home. It is important to weigh the pros and cons of a home that you are considering buying. How is the neighborhood? Will the long commute be overwhelming in 6 months? Make sure you’ve considered the aspects of what makes up your day-to-day life and how your new home will help or hurt that process.

4. Know the difference between your dream home and a fantasy home.

Being realistic is a key part of making the home buying process easier on you. Your agent will work hard to make your deal the best it can be, but when it comes down to it, you will usually get what you pay for. Major discounts typically mean you will have work to do, and that doesn’t necessarily mean a steal for you. Be realistic during your search and keep in mind that the perfect home might not be out there, but that doesn’t mean that your dream home isn’t.

5. Find an agent for you.

Finding an agent that works for you takes a major weight off of your shoulders in the home buying process. Advantage Real Estate agents are here and ready to help you . We are able to show you houses that you can’t find from a simple internet search in Randolph/surrounding counties and be able to negotiate for you along the way. It is our specialty – don’t waste the time or energy trying to do the job of a realtor on top of everything else you have on your plate!

Is It Time To Upgrade Your Heating System?

 

 

 

 

 

 

 

 

 

 

 

 

Winter has arrived and along with it, much colder temperatures. Maybe the heating system in your home has been in place since you moved in and you’re not sure if it is the best option for you, or you’ve recognized that heating your home is putting a hole in your pocket. Here are the different heating system options to help you find out if your current system is best for you, or if it is time for an upgrade so there will be no shivering indoors this season.

Boilers

Boilers heat the floor, walls, and air by circling heated water through a piping system loop. Electricity, propane, and natural gas can all power a boiler system and can distribute heat in a variety of ways. There are old-school steam radiators, hot water radiators, and hydronic radiant floor heating. Boiler systems are usually more expensive and costly to install, but are typically more quiet than forced air and can be more efficient than forced air systems.

Heat Pumps

Heat pumps heat or cool your home by taking advantage of existing outdoors, underwater or underground temperatures. Air-source heat pumps are the most common, followed by the split ductless system and the geothermal system. While heat pumps tend to be more expensive than forced air or central heating and can be noisy, they will save you money in the long run because of just how efficient they are.

Furnaces

Furnaces, commonly referred to as forced air, are the most common system because while inexpensive, they are quite reliable. You may have an older furnace that needs replaced, and based on the current efficiency rating, it may be worth your time and money to invest in a new maximum efficiency furnace. A key factor in saving money with a furnace is making sure it is the right size for your home so it doesn’t overwork itself, costing you more in the end.

 

 

What You Need To Know For Winter House Hunting

 

 

 

 

 

 

 

 

 

 

 

While house hunting in the winter was never really a thing of the past, today’s culture keeps things going year-round – which means finding a home can be done at any time of the year. While exploring in the cold might be your focus or concern, house-hunting in less-than-ideal conditions can show you things you can’t always see on a warm, sunny day. Here are some things to keep in mind as you try to find a home before the holidays.

Winter Weather Can Help You See Hidden Flaws

Even if you don’t love the cold and snowy weather, it can help you see household flaws that you may not see in the warmth of summer. Maybe the windows are drafty or there is a major loss in privacy when the trees are bare from the cold. It will also help you to love your home for its’ bones, and only love it more when warmer seasons arrive bringing flowers, grass, and colorful foliage.

Photos Can Help Fill In The Blanks

It can be hard to picture what a poolside oasis looks like when it is covered in snow. This is where photos can save the day. Whether they are listing photos or images from previous owners, seeing certain parts of the home in better weather may check the final box for a home you are falling in love with.

Know How To Handle Features Unavailable In The Winter

If that pool you fell in love with isn’t operational in the winter, you should request that they leave money in escrow or extend the closing time frame so that you can inspect the pool when warm weather returns. Sellers are responsible for remedying any issues unless they provide a disclosure about some part of the pool not working.

Advantage Real Estate agents know what to look for in a house. If you’re considering buying or selling a home in Randolph and surrounding counties, call our office in Moberly, MO and let us help you with all your Real Estate needs.